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Wind Mitigation Inspection Fort Myers

This wind mitigation inspection exists to give every home owner the opportunity to identify aspects of their home that warrant a discount on their insurance premiums. And it's a decision that will affect you for years to come. If you haven't had a wind mitigation inspection at your current home, you are probably paying too much on your windstorm insurance! Opening Protection - Inspectors are looking at your storm shutters, impact-resistant glass, and installed protection from windblown debris.

Wind Mitigation Florida Inspection

Submit this report to your insurance company, who will then give you an estimate of your premium savings. Any deficiencies will also be recorded and the client may be asked by the insurance company to replace any of the systems if deficient. An inspection usually takes less than an hour to perform. We serve all of Southwest Florida. Roof to Wall Attachment How are the rafters attached to the exterior walls? If you live in Port Charlotte, Punta Gorda, Englewood, North Port, or elsewhere in southwest Florida you should consider the benefits of having your home inspected. Depending on how your house was constructed will determine how much of an insurance credit you will receive. Wind Mitigation Inspection covers the following: - Roof Covering and Date of installation. At Affordable Roofing and Gutters, we provide wind mitigation services for Port Charlotte, FL; Lehigh Acres, FL; Fort Myers, FL; Cape Coral, FL; Naples, FL; Sanibel Island, FL; and nearby areas. Lower your Homeowners Insurance Premiums!

Wind Mitigation Inspection South Florida

A four-point inspection covers the most common elements that result in an insurance claim. Prior to inspection, we ask that you please: - Provide a clear working area under and around attic access panels. We will provide the appropriate report and pictures for submittal to your insurance agent. We recommend a wind mitigation if you are looking for the maximum insurance savings possible. With years of experience, we know how to inspect your home courteously and thoroughly with minimal invasion to your time and privacy. Roof deck attachment – nails, screws or staples along with the size and spacing. Yes, SWFLA Home Inspections Inc. offers a 3% senior discount. Exterior: driveway, walkways, fascia, soffits, flashing, roofing, grading and drainage systems, etc. The assessment process to determine if your home meets the requirements necessary for discounts involves having a wind mitigation inspection performed. Most Florida real estate contracts allow the buyer the right to a home inspection. SWFLA Home Inspections Inc. accepts the following forms of payment: Visa, MasterCard, American Express, Discover, Check. Your insurance agent is best prepared to assist you in determining your eligibility for mitigation credits and discounts. Mitigation premium discounts are based on nine different credit points that can only be determined by a certified wind mitigation inspector. What is a Wind Mitigation Inspection and Where Can I Get One?

Wind Mitigation Inspection Florida Near Me

Also we can do inspections for the following: mold, lead, insects, HVAC, electrical, air quality, pools, crawl spaces, and energy efficiency. The results of the inspection are typically sent to your insurance company (if you have provided them to us in advance) and forwarded to you as well. In 2006 Florida became the first state to mandate that insurance carriers offer insurance discounts if a wind mitigation inspection is completed by a certified inspector (usually a state-certified contractor, architect, or engineer). No, SWFLA Home Inspections Inc. does not offer warranties.

Wind Mitigation Inspection Fort Myers

We offer home buyer or home seller inspections with: - Digital Photos. HVAC: (heating, venting and air conditioning) condensing units (AC), air handlers to include coils, ducting, condensate drain lines, thermostats, etc. This inspection looks at the roof, plumbing, HVAC system, and electrical to ensure there are no hazards or defective materials that will prevent them from insuring your home or require repairs. You should always keep your original inspection documents on file with your policy documents for future reference. A wind mitigation inspection should be performed by a State of Florida Licensed Building Contractor or Certified Architect. To qualify: - Homeowners must have a homestead exemption. Age of Roof Covering What year was the last roof covering update? Thermal imaging can find the areas most susceptible to high winds allowing corrections to be made before a major catastrophe occurs. Why Wind Mitigation.

Wind Mitigation Inspection Florida

They determine if it's nailed or stapled down, if it's nailed they determine how long the nails are and how far apart they are. We often find roofing, electrical, plumbing and a whole lot of cosmetic deficiencies that most buyers will miss, sometimes we even find homes with no insulation in the attic! Gable End Bracing - If you have a gable style roof the inspector will review if the ends are braced to Florida Building Codes. These include buying a new home, obtaining or renewing a homeowner's insurance policy, or after adding hurricane shutters or impact glass to your home. Your home owners' insurance will be rated for the home accordingly, but you can still get additional discounts for storm shutters and secondary water resistance by having a wind mitigation inspection done. Wind mitigation reports are required by insurance companies in Florida to determine the level of risk associated with insuring a particular property against wind damage and provide insurance premium discounts based on 7 categories. Applications will be reviewed and approved in the order in which they are received until funding is exhausted. How Much Will I Save? The Florida State government compels insurance companies to offer a reduction in premiums for wind mitigation features listed on their form. Buying a home can be stressful, especially with the short inspection period during closing. Roof To Wall Attachment - The focus in this area is trusses, are they attached with nails or clips, are the metal wraps single or double? Use these buttons to check our credentials with the state of Florida and our ratings on Facebook.

Wind Mitigation Inspection Fort Myers Squibb

Wind Mitigation Inspection Reports. Secondary Water Resistance. These inspections were developed to save homeowners money on home insurance by crediting them for features that mitigate the amount of damage that may occur during a hurricane or strong windstorm. We love what we do and look forward to working with you. Wind mitigation inspections almost always save you money on your home insurance pricing. Is there impact-resistant glazing or other protection methods applied? SWFLA Home Inspections Inc. is open: Sunday: 9:00 AM - 5:00 PM. The age of the home can vary as some providers are now requiring it on any home that they insure.

Sleep in Absolute Peace Knowing Your New Home Is Safe and Right For You! Roof to wall attachment- Nails, clips or straps. Give us a call to further discuss your needs! A discount is given when a secondary water barrier is installed on top of the roofs plywood to prevent water from penetrating between the seams of the sheathing. Call today and we can chat about other ways we can help you save money on your home or condo insurance here in Florida or click here, leave a message and one of our agents will reach out to you. Professional home inspection services in Fort Myers Florida. When you do the math, the credits more than pay for the cost of your inspection. Termite Inspection /WDO. Health & Safety Measures.

For example, you may qualify for discounts if you had hurricane shutters or impact windows installed on your home.

Wed, 08 May 2024 02:42:15 +0000